My little car was inspected on Friday morning, and on Monday I got a text message (Honestly, this doesn't warrant a phone call?) from the underwriters,to say that they do not consider the car to be economical to repair so want to write it off. To be fair, they are probably right - its 12 years old, so not worth a vast amount, but I have owned it ever since it was new, and I got very attached to it.
So, I now have to buy a new (to-me) car. And I am finding the idea rather stressful, partly because I'm being bounced into buying at short notice. Also, because I am trying to move house, its not the best time to be buying a car - I'd rather do it after I move, when I have a better idea of how much spare money I have. But needs must.
Ttoday, I had a conversation with the insurers to get hold of the engineers report to double check the figures, and to run it past my Smart guys (who confirmed that both the costs if it was repaired and the value are probably about right - it's not really possible to do a direct comparison, as there are very few of the age, make and model as mine around, and those which there are all have significantly lower mileage. The ones which are older are all left hand drive, as well, which makes it harder still. But I think if my garage who knows both the car, and the make, very well, think the figure is fair, then they are probably right.
So. I think I am going to hire a car for the next week or two so I have time to look around, rather than buying the first car I see because I have to give the hire car provided by the insurers back and need a car urgently - I think that spending £300 or so to make the time to find the right car rather than the first one I can find is probably a sensible idea.
But I can't really summon any enthusiasm for the task.
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